Metro X Financials has been serving communities for nearly 100 years. Founded in 1924 in the heart of the Northeast, we've grown from a single neighborhood branch into a trusted regional bank with a presence across Florida, New York, New Jersey, Massachusetts, and Vermont.
Through every economic cycle — from the Great Depression to modern-day digital disruption — we have remained independent, locally owned, and deeply committed to the people and businesses that make up our communities. We never took a government bailout, and we never lost sight of what matters most: our customers.
"To empower individuals, families, and businesses in our communities by providing honest, accessible, and expert financial services — guided by integrity and a genuine commitment to local prosperity."
For nearly a century, our customers have trusted us with their most important financial decisions. That trust is something we take seriously every single day.
We reinvest in the communities we serve — supporting local businesses, funding neighborhood programs, and keeping our profits where they belong.
From our frontline bankers to our executive leadership, we hold ourselves to the highest standards of professional excellence and customer care.
Behind every Metro X Financials account is a team of banking professionals who live and work in the same communities you do. Our bankers aren't call center agents reading from a script — they're your neighbors, your kids' coaches, and active members of the local business community.
With an average tenure of over 12 years, our staff bring deep expertise and genuine passion to every customer interaction. Whether you need a mortgage, a business loan, or just a second opinion on your savings strategy, our team is ready to listen and deliver.
Speak with a BankerEvery policy we write starts with the question: "Is this good for our customers?"
Our staff receive ongoing education in the latest financial products and regulatory best practices.
We don't do transactions — we build relationships that span generations of families.
Our decision-makers are here in your region — not in a distant corporate headquarters.
We're not a big bank with a small-bank tagline. We're a genuinely local institution with the scale to serve you and the values to do it right.
We have never accepted a government bailout. Our balance sheet is built on sound, conservative banking — the way it should be.
Loan and credit decisions are made by local bankers who understand your market — not by algorithms in a distant data center.
You get a real banker who knows your name and your goals — not a rotating cast of representatives reading from a screen.
Our award-winning mobile and online banking platform gives you full control of your finances — anytime, on any device.
Open an account online in minutes or visit your nearest branch and speak with one of our friendly local bankers today.