Savings Account

Savings Accounts

Grow Your Money with Metro X Financials

Saving is one of the most powerful financial habits you can build. Metro X Financials offers simple, flexible, and rewarding savings accounts designed to help every member of your family reach their financial goals — at any life stage.

Passbook Savings

A classic savings experience with a physical passbook to track every deposit and withdrawal. Great for customers who prefer a tangible record of their savings journey.

  • Competitive interest rate, compounded daily
  • Physical passbook updated at every transaction
  • Low $25 minimum opening deposit
  • 24-hour ATM access
  • FDIC insured up to $250,000
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Statement Savings

Our most popular savings account — receive a detailed monthly statement summarizing every transaction, plus full access to online and mobile banking tools.

  • Monthly account statement (paper or e-statement)
  • Online & mobile banking access
  • Direct deposit accepted
  • Automatic transfers from checking
  • FDIC insured up to $250,000
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HomeTown Savings

Our premium tiered savings account — the higher your balance, the more interest you earn. Ideal for savers with a goal in mind, like a home purchase or emergency fund.

  • Tiered interest rates — earn more as you save more
  • Dedicated savings advisor on request
  • Full digital banking access
  • No penalty for qualified withdrawals
  • FDIC insured up to $250,000
Open This Account

Competitive Interest Rates

Your savings work harder at Metro X Financials. We offer rates that beat the national average so your money grows faster without any added risk.

Easy Direct Deposit

Route a portion of your paycheck directly into your savings account and watch your balance grow automatically — no extra effort required on payday.

24-Hour ATM Access

Access your savings any time through the Metro X Financials ATM network and 55,000+ Allpoint® and MoneyPass® surcharge-free ATMs nationwide.

Junior & Senior Account Options

Special savings accounts for young savers under 18 and tailored options for seniors — because smart saving starts at any age and never stops.

Why Save With Us

Simple Tools to Build Lasting Financial Security

At Metro X Financials, we believe saving should be straightforward, rewarding, and accessible to everyone. Our savings accounts are designed with real people in mind — not hidden fees or confusing rate structures.

Whether you are just starting to save or are looking to maximize the return on a growing balance, we have the right account for you — backed by over a century of community banking experience.

  • No surprise fees or hidden charges
  • Interest compounded daily, paid monthly
  • Automatic savings transfers from your checking account
  • Linked to your debit card for emergency access
  • Dedicated branch staff to help you reach your goals
Open a Savings Account
The Metro X Financials Difference

Benefits That Go Beyond Interest Rates

FDIC Insured

Your savings are federally insured up to $250,000 per depositor — your money is protected, always.

Above-Average Rates

We consistently offer rates above the national savings average so your balance grows faster over time.

Anytime Access

View your balance, transfer funds, and set savings goals 24/7 through online and mobile banking.

Personal Guidance

Our branch team takes the time to understand your goals and recommend the account that serves you best.

Pro Savings Tip

Automate Your Savings and Never Think About It Again

Set up an automatic transfer from your checking to savings on payday. Even $25 a week adds up to $1,300 a year — without lifting a finger after the initial setup.

Set Up Auto-Save
Start Saving Today

Your Financial Future Starts with a Single Deposit

Open a savings account with Metro X Financials in minutes. With as little as $25, you can start earning interest and building the financial cushion your family deserves.