Business

Business Banking

Commercial Banking Built
for Every Stage of Growth

Whether yours is a small start-up company or a large corporation, Metro X Financials offers the wide variety of business banking services you need to make doing business faster, easier, and more affordable. From business checking accounts to corporate pension plans, our selection of commercial services is unsurpassed in our coverage area.

Our seasoned banking professionals are eager to help you build a personalized banking plan that aligns with your business goals. With more than 140 offices located close to where you live and work, fast local decisions, and deep roots in our community, banking with Metro X Financials is a very smart business decision.

Speak to a Business Banker About Us

115+ Years of Trust

Over a century of serving businesses across the region — from sole traders to corporations.

140+ Local Offices

Conveniently located branches staffed by bankers who understand your local market.

Fast Local Decisions

Credit decisions made by people who know your community — no distant committees or delays.

Dedicated Relationship

A personal banking advisor dedicated to your business — someone you can actually call.

Our Business Solutions

Products Tailored to Your Business

From managing day-to-day cash flow to planning for the long-term financial health of your employees, Metro X Financials has the commercial products and expertise your business needs.

Business Checking

Flexible business checking accounts built around your cash flow. Features include cash management accounts, overdraft credit lines, commercial sweep accounts, and online bill pay — everything your operation needs daily.

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Business Lending

A diverse selection of real estate financing programs designed by commercial lending specialists. Choose from fixed or variable rates, with permanent and construction financing options tailored to your growth plans.

Explore Lending

Employee Benefits

Help your employees plan for their financial future. We offer Simplified Employment Pension (SEP), SIMPLE Savings Incentive plans, and Education Savings Accounts (ESA) — giving your team real peace of mind.

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Investment Services

Grow your business assets with confidence. Our investment services team provides guidance on business investment accounts, treasury management, and long-term wealth-building strategies for your company and its principals.

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Cash Management & Overdraft Lines

Keep your business running smoothly with flexible cash management accounts and overdraft credit lines that protect you from the unexpected. Automated sweeps maximize idle cash overnight — so every dollar works for you.

Commercial Real Estate Financing

From purchasing your first commercial property to refinancing an existing portfolio, our commercial lending specialists structure deals with competitive fixed or variable rates and terms designed around your long-term business strategy.

Retirement & Benefits Planning

Attract and retain top talent with competitive employee benefit plans. Our bankers work alongside your HR team to implement SEP, SIMPLE IRA, and education savings programs that fit your headcount and budget.

Business Online & Mobile Banking

Manage payroll, approve payments, view statements, and monitor account activity 24/7 through our secure business banking platform. Multi-user access controls let you delegate tasks while maintaining full oversight.

Why Choose Us

Experience the Difference

When your business banks with Metro X Financials, you're not just a customer number. You're a member of a community institution that has been investing in local businesses for over a century.

  • Over 115 years of commercial banking experience
  • 140+ branch offices close to where you do business
  • Credit decisions made locally — fast answers, no runaround
  • Personal, face-to-face service from a dedicated relationship manager
  • Competitive rates on checking, lending, and investment products
  • No government bailouts — a financially sound institution you can rely on
Contact a Business Banker
115+
Years Serving Business
140+
Office Locations
24/7
Business Online Banking
4
Core Business Products
Let's Talk Business

Your Business Deserves a Better Banking Partner

Whether you're launching a new venture or scaling an established operation, Metro X Financials has the financial tools, local expertise, and personal service to help your business grow with confidence.