For over 115 years, Metro X Financials has served individuals and families across the region with the kind of genuine, face-to-face service that the big banks simply cannot replicate. We've never accepted a government bailout — and we never will. Our strength comes from the communities we serve, not from Wall Street.
Whether you're opening your first checking account, saving for a home, or planning for retirement, our local bankers take the time to understand your goals and recommend the right solutions — with no call centres, no runarounds, just real help from real people.
Proudly independent since 1909. We've weathered every economic cycle and emerged stronger every time.
Unlike many large banks, Metro X Financials has never required — or accepted — government assistance.
Real bankers at 140+ locations. Decisions made locally, by people who know your community.
Your deposits are insured by the FDIC up to the maximum allowed by law — your money is always protected.
From everyday spending to long-term planning, Metro X Financials has the products and expertise to help you manage, grow, and protect your money at every stage of life.
Flexible checking options with no hidden fees, free online bill pay, and access to 55,000+ surcharge-free ATMs nationwide. Ideal for everyday transactions and direct deposit.
Explore CheckingEarn competitive interest rates while keeping your money accessible. Build an emergency fund, save for a vacation, or work toward any meaningful financial milestone.
Explore SavingsCompetitive fixed and variable-rate mortgages, home equity loans, personal loans, and auto financing — all with local underwriting and straightforward approvals.
Explore LoansLow-rate credit cards with rewards, no annual fee options, and 24/7 fraud monitoring. Manage your spending with real-time alerts and easy controls.
Explore CardsWe combine the reach and technology of a national bank with the personal relationships and community focus of a hometown institution. It's a difference you'll feel from your very first interaction — and every one after that.
Founded in 1909, Metro X Financials has guided generations of families through every financial milestone — from first savings accounts to retirement planning. Our deep roots mean you always deal with a banker who genuinely understands your community.
Access your cash anywhere in the country without extra fees. Our partnership with the Allpoint ATM network gives you 55,000+ free ATM locations — more than most of the nation's largest banks can offer.
Check balances, transfer funds, pay bills, deposit checks, and manage your accounts any time of day or night — from any device. Our secure digital banking platform puts full control in the palm of your hand.
Every lending decision is made right here — by bankers who live and work in your community. No lengthy approval chains, no out-of-state committees. Just straightforward answers from people who care about your success.
Join hundreds of thousands of individuals and families who trust Metro X Financials for their everyday banking, savings, and borrowing needs.